Pay Off Debt

Debt Free Journey | August Update

Debt Free Journey | August Update

I can’t believe September is already here! Our oldest son started school in August, so it’s no surprise that the month flew by. The summer was so crazy with all of the lifestyle and money changes that we made, but they have proven to be […]

Budget Categories You’re Probably Forgetting!

Budget Categories You’re Probably Forgetting!

It happens almost every month. Hubby and I have our budget meeting and we think every dollar is accounted for. Then, about half way through the month BAM…seven birthday party invitations from the kiddo’s daycare. Okay, maybe not actually seven, BUT it’s always something…am i […]

How to Make a Debt Free Vision Board

How to Make a Debt Free Vision Board

Paying off debt takes patience, persistence, and a whole lot of motivation.  This is especially true if you have a large amount of debt!  A debt free vision board can help you stay focused on your ultimate goal of financial freedom. It’s important to constantly […]

Dave Ramsey Baby Steps + (Free Printable)

Dave Ramsey Baby Steps + (Free Printable)

CLICK to DOWNLOAD your FREE DAVE RAMSEY BABY STEPS PRINTABLES! Are Dave Ramsey’s Baby Steps the Right Financial Plan for Large Debt? The Dave Ramsey plan is not for me. I make a large income. I can afford a car payment, a nice house, and […]

How to Make an Affiliate Sale in 24 Hours

How to Make an Affiliate Sale in 24 Hours

Affiliate marketing is my favorite way to make money online. It’s the perfect side hustle to pay off debt fast, even if you work full time. Once you have everything set up, you can start making totally passive income. Related Post:  Side Hustle Ideas Who doesn’t […]

Dave Ramsey’s Baby Step 1 | Save $1000

Dave Ramsey’s Baby Step 1 | Save $1000

Dave Ramsey’s baby Step 1 is to save $1,000, for your starter emergency fund. When we first started baby step 1 of Dave Ramsey’s 7 baby steps, we kind of brushed over this important little step! We were much more concerned about tackling our debt […]

Debt Free Journey | July Update

Debt Free Journey | July Update

Welcome to our debt free journey! We have done some serious work to go from totally broke, to paying off 10K of debt in only six weeks! How were we able to do this?! We are working Dave Ramsey’s Baby Step Plan, and telling our […]

How to Calculate Debt to Income Ratio

How to Calculate Debt to Income Ratio

Do you know how to calculate debt to income ratio? You will usually need to know how to calculate debt to income ratio when you are applying for credit of any kind. This is especially important if you are ready to buy your first home. […]

Most Common Financial Mistakes (that keep you in DEBT)

Most Common Financial Mistakes (that keep you in DEBT)

Are you making any of these common financial mistakes? Debt is completely normal.  It’s become something that our culture accepts, and is even considered a “good thing” to build credit. However, debt is actually a thief.  Over time, having a lot of debt steals your […]

The Debt Snowball Method for Large Debt

The Debt Snowball Method for Large Debt

Ready to start the debt snowball method?  Make sure you grab your budgeting printables here.  There is a free printable debt snowball worksheet where you can list all of your debts in one place! We are finally starting to make some progress with the debt […]