Pay Off Debt

The Debt Snowball Method for Large Debt

The Debt Snowball Method for Large Debt

Ready to start the debt snowball method?  Make sure you grab your budgeting printables here.  There is a free printable debt snowball worksheet where you can list all of your debts in one place! We are finally starting to make some progress with the debt […]

How to Have a Successful Garage Sale

How to Have a Successful Garage Sale

We made a nice chunk of change at our recent garage sale! In fact, we made almost $2,000! A garage sale is a great way to fund your moving expenses, make extra cash fast, or save your first $1,000 for your starter emergency fund. My […]

How to Cut Down Expenses on the Family Budget

How to Cut Down Expenses on the Family Budget

We have cut down over $8,000 OF EXPENSES OVER THE LAST SIX MONTHS! It’s almost unbelievable. What were we even doing?! Once we started cutting down little expenses, it became easier to find more ways to cut and save in the budget. Related: How to […]

How to Have a Debt Free Christmas

How to Have a Debt Free Christmas

Do you wish there was a sure fire way to celebrate a debt free Christmas each year? The holidays can be a struggle, even for the best savers. There is so much temptation, advertisements everywhere, and puppy dog eyes from the kids, making the word […]

Best Personal Finance Apps 2019

Best Personal Finance Apps 2019

Do you prefer a personal finance app over a paper and pen budgeting method? Then you might be looking for the best personal finance apps to help organize and manage your finances! Look no further, I have listed the best personal finance apps in every […]

What is Bankruptcy? (And How to Avoid It!)

What is Bankruptcy? (And How to Avoid It!)

If you’re struggling with your finances, you might be wondering, “what is bankruptcy?” It was just a few months ago, that I thought we were completely bankrupt.  I felt hopeless, and even though I wasn’t 100% sure what bankruptcy was, I convinced myself that this […]

Pay Off Debt or Save?  What to do FIRST!

Pay Off Debt or Save? What to do FIRST!

Are you ready to pay off debt so you can finally start to save for your future? That’s great!  The only problem is that you might not know what to do first. Is it better to pay off debt or save? It can all seem […]

Dave Ramsey Monthly Budget Percentages

Dave Ramsey Monthly Budget Percentages

When you are ready to start budgeting, you might be wondering what your monthly budgeting percentages should be. We use Dave Ramsey’s recommended monthly budgeting percentages, and adjust as needed for our debt payoff goals. There is no hard and fast rules on monthly budgeting […]

How to Set SMART Financial Goals

How to Set SMART Financial Goals

Do you have BIG financial goals?  I’m sure you do! You might be in major debt, and getting out fast is on your financial goal list this year. Maybe, you’re out of debt and want to save for a house, or start putting money away […]

Budget Categories You’re Probably Forgetting!

Budget Categories You’re Probably Forgetting!

It happens almost every month. Hubby and I have our budget meeting and we think every dollar is accounted for. Then, about half way through the month BAM…seven birthday party invitations from the kiddo’s daycare. Okay, maybe not actually seven, BUT it’s always something…am i […]